← All utilities

Florida

Duke Energy Florida electricity rates & savings

Understand your bill, compare rate plans, optimize EV charging, and model solar savings for Duke Energy Florida customers. Gleam helps Duke Energy Florida customers compare the standard RS-1 rate with optional RST-1 time-of-use, and time EV charging for the overnight discount window.

Current rate plans

PlanTypeGood for
Standard / flat rateStandardHomes with steady usage across the day
Residential Service Optional Time of Use (RST-1)Time-of-use (TOU)EV owners who can charge overnight or on weekends

Published electricity rates

Rate tierPrice (est.)
Standard flat rate (est.)$0.14–$0.17/kWh
On-peak / peak (TOU or EV plan)$0.18/kWh
Off-peak / super off-peak$0.11–$0.14/kWh

Rates last verified: October 2026. Effective October 2026.

Official sources: Residential rates, Tariff sheet, EV program, and Net metering.

Peak & off-peak hours

Peak · 6–9pm weekdays all year, plus 5–10am weekdays in Dec–Feb. New Year’s, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas are excluded.
Off-peak · Discount midnight–6am (Mar–Nov) or midnight–3am (Dec–Feb), every day. All other non-peak hours are off-peak.

Illustrative timeline — exact windows vary by season and rate schedule.

Is the TOU or EV plan worth it?

If you can shift EV charging and flexible loads to off-peak hours, Duke Energy Florida's TOU plan may lower your bill. Heavy peak-period usage (when rates are highest) can offset those savings.

Calculate charging, usage, and solar economics

Use rates published for Duke Energy Florida to estimate home electricity use, EV charging, solar savings, or solar payback with rate inflation and EV impact.

Electricity usage →EV grid charging →Solar payback →Home solar savings →

Solar & net metering

Duke Energy Florida uses Florida retail net metering.

Example EV charging savings

Typical EV: 11,000 miles/year (3,143 kWh)

ScenarioEst. annual cost
Charge during peak ($0.18/kWh)$563/yr
Charge off-peak ($0.11/kWh)$339/yr
Estimated savings (off-peak vs peak)$224/yr

Assumes 11,000 mi/yr, 3.5 mi/kWh, and 100% of EV charging at each rate tier. Real savings depend on your driving, charger, and schedule.

How these rates are built

West-central and north-central Florida, including St. Petersburg and much of greater Orlando outside OUC. Tampa Electric is a different utility. RS-1 energy, effective Oct 1 2026, plus BA-1 fuel and riders, excluding taxes: Mar–Nov 13.591¢ first 1,000 kWh / 15.433¢ above; Dec–Feb 14.665¢ / 17.232¢. Customer charge $14.43. $30 minimum bill may apply. Monthly solar exports offset later usage at retail; unused kWh at year-end are paid at the COG-1 rate.

EV and time-of-use notes

RST-1 energy plus the same fuel and riders, excluding taxes: on-peak 17.925¢, off-peak 14.383¢, discount 10.801¢. Non-fuel charges effective Oct 1 2026 are 11.155¢ / 8.263¢ / 5.013¢. Customers on RS-1, not RST-1, can get a $7.50 monthly off-peak EV charging credit if the charger stays in the program windows (weekdays 10am–6pm and 11pm–5am, plus weekends and holidays), with at most two opt-out occasions. A customer who leaves RST-1 and later returns must stay for twelve consecutive months.

Frequently asked questions

What are Duke Energy Florida's off-peak hours?

Discount: midnight–6am every day Mar–Nov; midnight–3am every day Dec–Feb

When are peak electricity rates in Florida?

6–9pm weekdays all year, plus 5–10am weekdays in Dec–Feb. New Year’s, Memorial Day, Independence Day, Labor Day, Thanksgiving, and Christmas are excluded.

Can I switch Duke Energy Florida rate plans anytime?

Most utilities let you change rate plans, but some TOU or EV schedules require enrollment, smart meters, or a minimum commitment. Confirm on your utility's website.

Is Duke Energy Florida's time-of-use plan worth it for EV charging?

If you can shift EV charging and flexible loads to off-peak hours, Duke Energy Florida's TOU plan may lower your bill. Heavy peak-period usage (when rates are highest) can offset those savings.

Related guides

Utility Rebates for Heat Pumps, Water Heaters, and EV Chargers →When Is the Cheapest Time to Charge Your EV at Home? →How to Read a Time-of-Use Electric Bill →Solar Net Metering: Are You Exporting for Pennies? →EV Rate Plan vs Standard Rate: Which Saves More? →

Personalize this for your home

If you're a Duke Energy Florida customer, add your provider in Gleam, link your EV, and upload your bill. Gleam finds off-peak charging windows, rate plan savings, and solar opportunities based on your actual usage.

Get Started

Gleam is an independent service and is not affiliated with, endorsed by, or sponsored by Duke Energy Florida or any other utility company. Duke Energy Florida is used descriptively to identify the service territory only. Rate information is for reference — always confirm current tariffs on your utility's official website before making billing decisions.