Pennsylvania

PECO electricity rates & savings

Understand your bill, compare rate plans, optimize EV charging, and model solar savings for PECO customers. Gleam helps PECO customers in Philadelphia compare Rate R with the time-of-use option, and charge an EV in the midnight–6am super off-peak window.

Current rate plans

Plan	Type	Good for
Standard / flat rate	Standard	Homes with steady usage across the day
Time-of-Use Pricing Option	Time-of-use (TOU)	EV owners who can charge overnight or on weekends

Published electricity rates

Rate tier	Price (est.)
Standard flat rate (est.)	$0.22/kWh
On-peak / peak (TOU or EV plan)	$0.43/kWh
Mid-peak	$0.20/kWh
Off-peak / super off-peak	$0.17/kWh

Rates last verified: October 2026. Effective July 2026.

Official sources: Residential rates, Tariff sheet, EV program, and Net metering.

Peak & off-peak hours

Peak · 2–6pm weekdays, excluding PJM holidays

Off-peak · Midnight–6am every day

Illustrative timeline — exact windows vary by season and rate schedule.

Is the TOU or EV plan worth it?

If you drive 700+ miles/month and can charge overnight or on weekends, PECO's time-varying rate often saves money — peak rates can run 2.5× off-peak. If most of your usage happens during peak hours (often late afternoon), TOU may cost more than a flat plan.

Calculate charging, usage, and solar economics

Use rates published for PECO to estimate home electricity use, EV charging, solar savings, or solar payback with rate inflation and EV impact.

Electricity usage →EV grid charging →Solar payback →Home solar savings →

Solar & net metering

PECO uses Pennsylvania net metering. Solar customers can generally combine net metering with eligible TOU plans — timing self-consumption vs export matters for savings.

Example EV charging savings

Typical EV: 11,000 miles/year (3,143 kWh)

Scenario	Est. annual cost
Charge during peak ($0.43/kWh)	$1,340/yr
Charge off-peak ($0.17/kWh)	$534/yr
Estimated savings (off-peak vs peak)	$806/yr

Assumes 11,000 mi/yr, 3.5 mi/kWh, and 100% of EV charging at each rate tier. Real savings depend on your driving, charger, and schedule.

How these rates are built

Philadelphia and the surrounding counties. Rate R variable distribution is 10.236¢/kWh and the fixed distribution charge is $11.29 per month, effective July 1, 2026. Default supply from June 1 through November 30, 2026 is generation of 10.785¢/kWh plus a transmission service charge of 0.974¢/kWh. Together that is 21.995¢/kWh. A 1.05% distribution system improvement charge applies to distribution charges effective October 1, 2026. State tax and other riders are extra. Supply bought from another company replaces only the generation and transmission charges.

EV and time-of-use notes

Time-of-use changes the generation charge only. Peak generation is 31.430¢, other off-peak generation is 8.362¢, and super off-peak generation is 5.767¢. Adding the flat 10.236¢ distribution charge and 0.974¢ transmission charge, midnight–6am is 16.977¢/kWh, other off-peak hours are 19.572¢/kWh, and the 2–6pm weekday peak is 42.640¢/kWh. A smart meter and PECO default supply are required. Customer Assistance Program customers are not eligible. After leaving, re-enrollment waits twelve billing months.

Frequently asked questions

What are PECO's off-peak hours?

Midnight–6am every day

When are peak electricity rates in Pennsylvania?

2–6pm weekdays, excluding PJM holidays

Can I switch PECO rate plans anytime?

Most utilities let you change rate plans, but some TOU or EV schedules require enrollment, smart meters, or a minimum commitment. Confirm on your utility's website.

Is PECO's time-of-use plan worth it for EV charging?

Personalize this for your home

If you're a PECO customer, add your provider in Gleam, link your EV, and upload your bill. Gleam finds off-peak charging windows, rate plan savings, and solar opportunities based on your actual usage.

Get Started

Gleam is an independent service and is not affiliated with, endorsed by, or sponsored by PECO or any other utility company. PECO is used descriptively to identify the service territory only. Rate information is for reference — always confirm current tariffs on your utility's official website before making billing decisions.