New Jersey

PSE&G electricity rates & savings

Understand your bill, compare rate plans, optimize EV charging, and model solar savings for PSE&G customers. Gleam helps PSE&G customers optimize around time-of-use rates, reduce EV charging costs, and compare rate plan options for New Jersey homes.

Current rate plans

Plan	Type	Good for
Standard / flat rate	Standard	Homes with steady usage across the day
RS-TOU-3P	Time-of-use (TOU)	EV owners who can charge overnight or on weekends

Published electricity rates

Rate tier	Price (est.)
Standard flat rate (est.)	$0.26–$0.29/kWh
On-peak / peak (TOU or EV plan)	$0.39–$0.60/kWh
Mid-peak	$0.27/kWh
Off-peak / super off-peak	$0.10–$0.10/kWh

Rates last verified: July 2026. Effective June 2026.

Official sources: Residential rates, Tariff sheet, EV program, and Net metering.

Peak & off-peak hours

Peak · 4pm–9pm weekdays (no peak on weekends/holidays)

Off-peak · Off-peak 12am–6am daily; mid-peak 6am–4pm & 9pm–12am weekdays and 6am–12am weekends/holidays

Illustrative timeline — exact windows vary by season and rate schedule.

Is the TOU or EV plan worth it?

If you drive 700+ miles/month and can charge overnight or on weekends, PSE&G's time-varying rate often saves money — peak rates can run 5.8× off-peak. If most of your usage happens during peak hours (often late afternoon), TOU may cost more than a flat plan.

Calculate charging, usage, and solar economics

Use rates published for PSE&G to estimate home electricity use, EV charging, solar savings, or solar payback with rate inflation and EV impact.

Electricity usage →EV grid charging →Solar payback →Home solar savings →

Example EV charging savings

Typical EV: 11,000 miles/year (3,143 kWh)

Scenario	Est. annual cost
Charge during peak ($0.60/kWh)	$1,883/yr
Charge off-peak ($0.10/kWh)	$327/yr
Estimated savings (off-peak vs peak)	$1,556/yr

Assumes 11,000 mi/yr, 3.5 mi/kWh, and 100% of EV charging at each rate tier. Real savings depend on your driving, charger, and schedule.

Utility notes

TOU is the default for smart-meter residential customers — optimize schedule rather than "switch to TOU." Charge overnight (12am–6am) for lowest rates. Old EV off-peak credit program discontinued. Serves ~75% of NJ population.

Frequently asked questions

What are PSE&G's off-peak hours?

12am–6am daily

When are peak electricity rates in New Jersey?

4pm–9pm weekdays (no peak on weekends/holidays)

Can I switch PSE&G rate plans anytime?

Most utilities let you change rate plans, but some TOU or EV schedules require enrollment, smart meters, or a minimum commitment. Confirm on your utility's website.

Is PSE&G's time-of-use plan worth it for EV charging?

Did PSE&G make time-of-use mandatory?

Yes — as of June 1, 2026, RS-TOU-3P became the default residential rate for PSE&G customers with smart meters. The focus shifts from choosing TOU to optimizing when you use electricity, especially EV charging overnight.

Personalize this for your home

If you're a PSE&G customer, add your provider in Gleam, link your EV, and upload your bill. Gleam finds off-peak charging windows, rate plan savings, and solar opportunities based on your actual usage.

Get Started

Gleam is an independent service and is not affiliated with, endorsed by, or sponsored by PSE&G or any other utility company. PSE&G is used descriptively to identify the service territory only. Rate information is for reference — always confirm current tariffs on your utility's official website before making billing decisions.