Colorado

Xcel Energy Colorado electricity rates & savings

Understand your bill, compare rate plans, optimize EV charging, and model solar savings for Xcel Energy Colorado customers. Gleam supports Xcel Energy Colorado customers with time-of-use rate optimization, EV charging cost analysis, and bill insights for Colorado homes.

Current rate plans

Plan	Type	Good for
Standard / flat rate	Standard	Homes with steady usage across the day
Residential Time-of-Use (RE-TOU)	Time-of-use (TOU)	EV owners who can charge overnight or on weekends

Published electricity rates

Rate tier	Price (est.)
Standard flat rate (est.)	$0.09–$0.10/kWh
On-peak / peak (TOU or EV plan)	$0.18–$0.21/kWh
Off-peak / super off-peak	$0.07–$0.08/kWh

Rates last verified: June 2026. Effective January 2026.

Official sources: Residential rates, Tariff sheet, and EV program.

Peak & off-peak hours

Peak · 5pm–9pm non-holiday weekdays (year-round)

Off-peak · All other hours including weekends/holidays

Illustrative timeline — exact windows vary by season and rate schedule.

Is the TOU or EV plan worth it?

If you drive 700+ miles/month and can charge overnight or on weekends, Xcel Energy Colorado's time-varying rate often saves money — peak rates can run 3.1× off-peak. If most of your usage happens during peak hours (often late afternoon), TOU may cost more than a flat plan.

Calculate charging, usage, and solar economics

Use rates published for Xcel Energy Colorado to estimate home electricity use, EV charging, solar savings, or solar payback with rate inflation and EV impact.

Electricity usage →EV grid charging →Solar payback →Home solar savings →

Solar & net metering

Solar customers can generally combine net metering with eligible TOU plans — timing self-consumption vs export matters for savings.

Example EV charging savings

Typical EV: 11,000 miles/year (3,143 kWh)

Scenario	Est. annual cost
Charge during peak ($0.21/kWh)	$669/yr
Charge off-peak ($0.07/kWh)	$214/yr
Estimated savings (off-peak vs peak)	$455/yr

Assumes 11,000 mi/yr, 3.5 mi/kWh, and 100% of EV charging at each rate tier. Real savings depend on your driving, charger, and schedule.

Utility notes

RE-TOU is DEFAULT plan for smart meter customers — most Xcel CO customers already on TOU, not flat rate. EV Accelerate at Home program available (dedicated charger + lower overnight rate). Rate case pending: 9.9% increase (~$9.94/month) proposed Aug 2026, PUC decision pending. Battery incentive: $350/kW up to $5,000 (Renewable Battery Connect program). Serves Denver, Boulder, Fort Collins, ~54% of CO population.

Frequently asked questions

What are Xcel Energy Colorado's off-peak hours?

All other hours including weekends/holidays

When are peak electricity rates in Colorado?

5pm–9pm non-holiday weekdays (year-round)

Can I switch Xcel Energy Colorado rate plans anytime?

Most utilities let you change rate plans, but some TOU or EV schedules require enrollment, smart meters, or a minimum commitment. Confirm on your utility's website.

Is Xcel Energy Colorado's time-of-use plan worth it for EV charging?

Personalize this for your home

If you're a Xcel Energy Colorado customer, add your provider in Gleam, link your EV, and upload your bill. Gleam finds off-peak charging windows, rate plan savings, and solar opportunities based on your actual usage.

Get Started

Gleam is an independent service and is not affiliated with, endorsed by, or sponsored by Xcel Energy Colorado or any other utility company. Xcel Energy Colorado is used descriptively to identify the service territory only. Rate information is for reference — always confirm current tariffs on your utility's official website before making billing decisions.